Payment Methods Setup Guide
Configure payment options for your ParaBuyer marketplace
Your code is ready! Credit cards, Apple Pay, Google Pay, and Link work automatically. You just need to enable PayPal and Cash App in your Stripe Dashboard
Recommended Setup Order
Follow this order for optimal customer experience
1
Cards, Apple Pay, Google Pay, Link
Already working ✓
2
Enable PayPal
~30% of users prefer PayPal (includes Venmo)
3
Enable Cash App Pay
Popular with younger US users
4
Optional: ACH for high-value items
Consider for items over $1,000 (lower fees)
Payment Methods Details
Credit/Debit Cards
Works immediately
✓ Ready
Processing Fee
2.9% + $0.30
Settlement Time
2 business days
Default payment method, no setup required
Apple Pay
Auto-enabled, verify domain
✓ Ready
Processing Fee
2.9% + $0.30
Settlement Time
2 business days
Automatic through Payment Element. For custom domains, verify at Settings → Apple Pay
Requirements:
- •HTTPS enabled
- •Domain verification for custom domains
- •Compatible device (Safari on iOS/macOS)
Google Pay
Auto-enabled
✓ Ready
Processing Fee
2.9% + $0.30
Settlement Time
2 business days
Works automatically, no additional setup needed
Requirements:
- •HTTPS enabled
- •Compatible browser (Chrome, Edge, Opera)
Link by Stripe
Auto-enabled
✓ Ready
Processing Fee
2.9% + $0.30
Settlement Time
2 business days
One-click checkout for returning customers
PayPal (includes Venmo)
Manual activation required
⚠ Needs Setup
Processing Fee
3.49% + $0.49
Settlement Time
2 business days
Most popular alternative payment method. Venmo included in US.
Requirements:
- •Enable in Stripe Dashboard → Settings → Payment methods
- •Complete PayPal connection flow
- •Business in supported country
Setup Steps:
- 1Go to Stripe Dashboard
- 2Navigate to Settings → Payment methods
- 3Find PayPal and click "Enable"
- 4Complete PayPal connection
- 5Accept terms
Cash App Pay
Manual activation required
⚠ Needs Setup
Processing Fee
2.9% + $0.30
Settlement Time
2 business days
Popular with younger US users
Requirements:
- •Enable in Stripe Dashboard
- •US-based business only
- •Customer must have Cash App
Setup Steps:
- 1Go to Stripe Dashboard
- 2Settings → Payment methods
- 3Find Cash App Pay
- 4Click "Enable"
- 5Review and accept terms
ACH Direct Debit
Verification + activation required
⚡ Advanced
Processing Fee
0.8% (max $5)
Settlement Time
5-7 business days
Best for high-value items ($1000+). Lower fees but slower settlement.
Requirements:
- •Complete business verification
- •Provide business tax ID (EIN)
- •Bank account information
- •US-based business only
Setup Steps:
- 1Go to Stripe Dashboard
- 2Complete business verification
- 3Settings → Payment methods → ACH
- 4Click "Enable"
- 5Provide required documentation
Important Considerations:
- • 5-7 day settlement time
- • Higher chargeback risk
- • Requires customer bank verification
Testing Payment Methods
Test in Stripe test mode before going live
Test Card:
4242 4242 4242 4242Use any future expiry date and any 3-digit CVC
Test ACH:
Routing:
110000000Account:
000123456789PayPal Test:
Use Stripe test mode sandbox credentials
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